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UAESaving money in the UAE: cards, discount memberships and supermarket offers
QatarSaving money in Qatar: cards, loyalty programmes and supermarket offers
Saudi ArabiaSaving money in Saudi Arabia: cards, pay later and supermarket offers
KuwaitSaving money in Kuwait: cards, pay later and supermarket offers
BahrainSaving money in Bahrain: cards, pay later and supermarket offers
OmanSaving money in Oman: cards, loyalty schemes and supermarket offers
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25 guides, grouped by type.
Memberships
6Discount membership cards across the GCC
Discount and benefit cards across the GCC: Fazaa, Esaad, Homat Al Watan and Sanad in the UAE, and where we could not confirm a public equivalent elsewhere.
MembershipUAEQatarSaudi ArabiaKuwaitBahrainOmanEsaad card in the UAE
What the Esaad card is, who runs it, who is eligible including Golden Visa holders and family members, how to register and how to use the offers.
MembershipUAEFazaa card in the UAE
How the Fazaa discount card works in the UAE: who can join, whether expats qualify, the free 2026 family route, how to renew and how to use the offers.
MembershipUAEHomat Al Watan card in the UAE
What the Homat Al Watan discount card is, who it is for (Ministry of Defence and armed forces), how the app works and what is confirmed about the offers.
MembershipUAESanad card in the UAE
The Sanad card for People of Determination in Dubai: who issues it, who can apply, documents, how to apply, benefits, and how long the card lasts.
MembershipUAEUsing UAE discount cards with a cashback credit card
How to use Fazaa, Esaad and Homat Al Watan with a cashback credit card at the till, what can stack with what, and which terms to check first.
MembershipUAE
Supermarkets
8Carrefour in the GCC
Where Carrefour still operates in the Gulf, how SHARE points work, what the MAF Carrefour app offers, and what replaced Carrefour in Oman, Bahrain and Kuwait.
SupermarketUAEQatarSaudi ArabiaCheapest groceries in Bahrain with weekly flyers
How to find the cheapest groceries in Bahrain with weekly flyers: LuLu, HyperMax, Al Jazira, Nesto, Ramez and others, unit prices in BHD and practical tips.
SupermarketBahrainCheapest groceries in Kuwait with weekly flyers
How to find the cheapest groceries in Kuwait with weekly flyers: LuLu, The Sultan Center, HyperMax and the co-op societies, unit prices in KWD and tips.
SupermarketKuwaitCheapest groceries in Oman with weekly flyers
How to find the cheapest groceries in Oman with weekly flyers: LuLu, HyperMax, Nesto and SPAR, unit prices in OMR, delivery apps and practical tips.
SupermarketOmanCheapest groceries in Qatar with weekly flyers
How to find the cheapest groceries in Qatar with weekly flyers: Al Meera, LuLu, Carrefour, Family Food Centre and SPAR offers, unit prices in QAR and tips.
SupermarketQatarCheapest groceries in Saudi Arabia with weekly flyers
Find cheap groceries in Saudi Arabia with weekly flyers: Panda, Othaim, Tamimi, LuLu and Carrefour offers, how to compare unit prices in SAR, and tips.
SupermarketSaudi ArabiaCheapest groceries in the UAE with weekly flyers
How to find the cheapest groceries in the UAE with weekly flyers: which chains publish them, how to compare unit prices in AED, and tips for a family shop.
SupermarketUAELuLu Hypermarket in the GCC
LuLu offers across the GCC: how the free Happiness rewards programme works, where to find the weekly flyers, how the LuLu app works and simple ways to save.
SupermarketUAEQatarSaudi ArabiaKuwaitBahrainOman
Cards
7Emirates Islamic Switch Cashback Credit Card
How the Emirates Islamic Switch Cashback Credit Card works in the UAE: Lifestyle and Travel plans, AED 2,500 minimum spend, monthly caps and fees.
CardUAEHow cashback credit cards work in Qatar
How cashback credit cards work in Qatar: spend tiers, monthly caps and rewards points, with examples from Doha Bank and CBQ official pages. No rankings.
CardQatarHow cashback credit cards work in Saudi Arabia
How cashback credit cards work in Saudi Arabia, with examples from Al Rajhi Bank and Riyad Bank pages, plus how mada debit cards fit in. No rankings.
CardSaudi ArabiaHow cashback credit cards work in the UAE
How UAE cashback credit cards work: minimum monthly spend, category rates, monthly caps, excluded spends and payout, with examples from three banks.
CardUAEMastercard Priceless Specials offers in the Gulf
How Mastercard Priceless Specials works for cardholders in the UAE, Saudi Arabia, Kuwait, Bahrain and Oman, plus Priceless in Qatar: cards, redeeming, limits.
CardUAEQatarSaudi ArabiaBahrainOmanKuwaitMinimum spend and cashback caps, explained
What minimum spend and cashback caps mean on a credit card, a worked AED example, and why using the right card at the right shop changes what you earn.
CardUAEQatarSaudi ArabiaKuwaitBahrainOmanVisa card offers in the Gulf
Where Visa lists card offers for UAE, Saudi Arabia and Kuwait cardholders, how the offers work, which cards qualify and how to check the terms.
CardUAESaudi ArabiaKuwait
Pay later
2Tabby in the UAE, Saudi Arabia and Kuwait
How Tabby split payments work in the UAE, Saudi Arabia and Kuwait, the fees and late fees Tabby states, where to use it, and tips to avoid missed payments.
Pay laterUAESaudi ArabiaKuwaitTamara in the UAE, Saudi Arabia, Kuwait and Bahrain
How Tamara split payments work in the UAE, Saudi Arabia, Kuwait and Bahrain: what Tamara says about late fees, who can use it, where, and tips.
Pay laterUAESaudi ArabiaKuwaitBahrain
Loyalty programmes
2Loyalty programmes in Qatar
Main Qatar loyalty programmes we could confirm: Ooredoo Nojoom, QNB Life Rewards and Qatar Airways Privilege Club, with how you earn and spend points.
LoyaltyQatarLoyalty programmes in Saudi Arabia
The main Saudi loyalty programmes we could confirm, stc Qitaf, Al Rajhi Mokafaa and Mobily Neqaty, and how you earn and spend points in each.
LoyaltySaudi Arabia
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